CaseHub is essentially a startup that will test the theory of democritisation of the UK legal sector by building class action lawsuits. "At present," Michael tells me, "people affected by (low-value) harmful practices that affect millions of people rarely take the issue to court. There is a time, knowledge and cost barrier for one person alone to fight it out, and no clear co-ordination mechanism to make the process more efficient. Also, the courts involved in lower-value cases don't set precedent, so companies can continue lurking in the legal grey areas forever. Finally, it is rare for a regulator to get people compensated: after a crisis hits the media, they tend to look to how to improve things for the future."